Why Co-operative Banks Need a Modern Core Banking System
Co-operative banks are at the heart of local economies in Kerala. Farmers, traders, salaried employees, self-help groups and…
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Grow with your business
Instant transactions and updates
Powerful insights for faster decisions
We are a trusted technology partner, delivering innovative and reliable software solutions that help businesses streamline operations, enhance efficiency, and achieve sustainable growth.
With over two decades of experience, we combine deep industry knowledge with cutting-edge technology to deliver solutions that create real impact. Our commitment to quality, transparency, and customer success is at the heart of everything we do.
To be a global leader in innovative software solutions, recognized for empowering businesses and transforming possibilities into lasting successes.
To deliver exceptional software solutions and unwavering support that drive efficiency, foster growth, and help our clients stay ahead in a constantly evolving world.
MITCO's banking software is designed to streamline the day-to-day operations of financial institutions through a connected, efficient and scalable banking platform.
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Centralized banking operations with real-time processing.
Manage customers, accounts, deposits, loans and products.
Connect branches and simplify inter-branch operations.
Support mobile banking, SMS, net banking and ATM connectivity.
Dashboards and reports to help management make faster decisions.
Support collection and field operations through handheld solutions.
Support NEFT, RTGS, cheque processing and secure transactions.
Maintain comprehensive customer information and relationships.
Powerful, integrated software solutions designed to streamline operations, improve efficiency, and drive growth across industries.
Integrated ERP solutions to manage production, inventory, sales, purchase, finance and overall business operations efficiently.
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Smart software solutions for educational institutions to simplify administration, academic management, fees, exams and communication.
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MITCO's banking software is designed to streamline the day-to-day operations of financial institutions through a connected, efficient and scalable banking platform.
News, ideas and practical guidance on banking technology and IT for co-operative institutions.
Co-operative banks are at the heart of local economies in Kerala. Farmers, traders, salaried employees, self-help groups and…
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Selecting core banking software is one of the most important decisions a co-operative bank’s board and management will make. The…
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For a co-operative bank, moving to a new core banking system is not only a software change. Years of member records, account…
Read More →Answers to common questions from co-operative banks about our software, implementation and support.
MITCO – Malabar Information Technology Co-operative Society Ltd – is an IT co-operative society based at Dinesh Software Park, Kannur. We provide complete IT solutions for co-operative banks in Kerala, centred on our Core Banking Software, along with implementation, technical support, software development, hardware, networking and solar energy solutions.
It manages the day-to-day operations of a co-operative bank from one connected system: member and customer accounts, deposits, loans, daily transactions, branch operations, accounting and MIS reports. Please see our Core Banking Solutions page for the full list.
Our software is designed for co-operative banks and credit societies in Kerala, including service co-operative banks, rural and urban co-operative banks and other co-operative societies that handle deposits and loans.
Yes. Implementation includes a study of your current system, migration of your existing data, verification of balances, staff training and support during go-live, so that your operations continue smoothly during the changeover.
Yes. Depending on your requirements, we support SMS and email alerts, mobile banking, UPI and payment gateway integration, and NEFT / RTGS / IMPS fund transfers through sponsor banks.
The timeline depends on the size of the bank, the number of branches and the volume of data to be migrated. After an initial study, we share a clear implementation plan with milestones for your approval.
We provide ongoing technical support and maintenance, including help-desk assistance, software updates, issue resolution, data backup guidance and on-site support when required.
Call us on +91 497 2702990, email mitcosoftware@gmail.com or send an enquiry through our contact page. Our team will arrange a demonstration at a convenient time.
Our team is happy to help.
Contact usLet's build smarter, faster, and more secure banking experiences that drive growth and create real impact.